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Digital Wallet & Payments

Wallet Block

Build fintech-grade payment solutions with digital wallets, balance management, transfers, and transaction processing via REST API.

Real-time
Balance Updates
Multi
Currency Support
P2P
Transfers
Built-in
Fraud Prevention

Complete Payment Infrastructure

Everything you need to build fintech applications with digital wallets, payments, and money transfers.

Digital Wallet

Create and manage digital wallets for users. Store balances, track transactions, and manage multiple currencies.

Payment Processing

Accept and process payments through multiple providers. Support for credit cards, bank transfers, and digital payments.

Balance Management

Track balances in real-time. Support for credits, points, and multiple currencies with automatic conversions.

Transaction History

Complete audit trail of all wallet activities. Searchable history with filtering and export capabilities.

Transfers & Payouts

Enable peer-to-peer transfers and automated payouts. Support for instant and scheduled disbursements.

Fraud Prevention

Built-in fraud detection and prevention. Risk scoring, velocity checks, and customizable rules.

Simple, Powerful API

Create wallets, process payments, and manage transfers with just a few API calls. Build fintech features without the complexity.

Instant Balance Updates

Real-time webhooks for balance changes

Multi-Currency

Support USD, EUR, crypto, and custom tokens

Idempotent Operations

Safe retries with automatic deduplication

api-example.ts
// Create a wallet
const wallet = await client.wallets.create({
  userId: user.id,
  currency: 'USD',
  type: 'checking'
});

// Add funds
await client.wallets.credit(wallet.id, {
  amount: 10000, // $100.00 in cents
  source: 'card_payment',
  reference: 'pay_abc123'
});

// Transfer between wallets
await client.wallets.transfer({
  from: wallet.id,
  to: sellerWallet.id,
  amount: 5000,
  description: 'Order #12345'
});

Built for Fintech Innovation

From marketplace payments to digital banking, the Wallet Block powers financial features at scale.

Marketplace Payments

Handle multi-party payments with escrow, splits, and automated seller payouts for marketplace platforms.

MarketplacesE-CommerceGig Economy

In-App Currency

Create virtual currencies, tokens, or credits for gaming, rewards, or loyalty programs.

GamingLoyaltyEntertainment

Fintech Applications

Build digital banking features with account management, transfers, and payment processing.

FintechBankingInsurance

How It Works

Start processing payments in three simple steps

1

Create Wallets

Set up digital wallets for users with support for multiple currencies and account types.

2

Process Transactions

Credit, debit, and transfer funds with full transaction history and real-time updates.

3

Manage Payouts

Automate payouts to bank accounts, cards, or other wallets with scheduling and batching.

Ready to Build Payment Features?

Start building your fintech application today. Free tier available.

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